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Background & Due Diligence Report

Our Background & Due Diligence Report provides a clear, discreet and legally compliant overview of an individual’s circumstances. The report is compiled from multiple authorised data sources and is designed to support asset verification, litigation preparation, fraud prevention and debt recovery.
This service is completely confidential. No credit reference agency (CRA) search is carried out, and no footprint is left on the subject’s credit file ensuring full discretion at all times.

Discreet • Confidential • No Credit Footprint

All information is sourced from compliant data and is suitable for situations where a legal exemption to transparency applies — including fraud prevention, debt recovery, insolvency work, or matters undertaken in contemplation of legal proceedings.

  • Contact Search:

BT directory enquiry plus compliant searches of mobile numbers, landlines and email addresses from consented data sources.

  • Edited Electoral Roll:

Names of all registered voters at the address and length of occupancy.

  • CCJ Search:

Details of any County Court Judgments registered against the subject at their current address.

  • Insolvency Search:

Bankruptcy, IVA, DRO and administration order checks via the Insolvency Service.

  • Directorship Check:

Any exact matches for company directorships or business involvements at the current residential address.

  • Property Ownership Check:

Confirmation of whether the subject owns the current residential property, either solely or jointly.

When to Use This Service

Clients typically request this service for:

  • Asset verification:

Understanding property ownership and financial standing.

  • Due diligence:

Verifying information about potential partners, associates or individuals.

  • Litigation support:

Gathering intelligence ahead of legal action.

  • Debt recovery:

Assessing viability before pursuing collection activity

Information Required to Proceed

To complete a Background & Due Diligence Report, we require:

  • Full name (including any known aliases or former names)
  • Date of birth (if available)
  • Current residential address (If the address is unknown, an address trace can be conducted first.)
  • Your lawful basis for requesting the search (see below)

Lawful Basis & Compliance

This service is available only where a valid lawful basis exists under the Data Protection Act 2018, UK GDPR and the Data (Use and Access) Act 2025.
We require clients to indemnify us by confirming the purpose of the search is lawful, such as:

  • Recovery of a debt
  • Prevention or detection of fraud
  • Work undertaken in contemplation of legal proceedings
  • Insolvency investigations (where you are an appointed office holder) *

* An office holder is a person officially appointed to manage or oversee an insolvency process. This includes: Liquidators (in compulsory or voluntary liquidation), Administrators, Administrative receivers, Trustees in bankruptcy, Official Receiver, Nominees or supervisors of IVAs.